As an employer, you know that you need to control costs but you are also aware that building your successful business means maintaining a healthy, engaged and productive team. Thrive is specifically designed to help with cost containment while also offering unparalleled value and an enhanced employee experience.

• Smart Funding: Expense Control Pricing, ASO Dental Options, Protect Drug Management Formularies, and an Optional Health Spending Account.
• Employee Value and Support Packed In: WorkPerks ®, Best Doctors, Mental Health Navigator, virtual healthcare by Teladoc, ALAViDA – Alcohol & Substance Treatment Program, Enhanced AD&D with Cancer Rider, and the Agile Digital Benefits Platform with Administrator and Employee Portals.
• Other: Homewood EAP, Critical Illness, 4 Condition CI Rider, Voluntary Benefits, and more.

Protection from traditional competition

Expense Control Pricing - ECP

Expense Control Pricing (ECP) is our unique underwriting method that allows you to identify and stabilize specific costs in your benefits program. The costs of providing administration, adjudication, and consulting services generally do not increase at the same pace as Health and Dental premiums. By de-linking those expenses from usage increases, ECP provides long-term cost savings.

WorkPerks

ALAViDA

Best Doctors

Teladoc Virtual Care

Limited AOR protection

ASO dental down to 10 lives

Less work = more profit

• Client ready presentations, videos, marketing materials and our best in class support
• Get off the rates/marketing treadmill
• Long term guarantees
• Stable funding options

Flexible Compensation